Word: molds
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...Northridge, California, earthquake but many smaller ones as well--increased dramatically," explains Insurance Information Institute spokeswoman Jeanne Salvatore. At the same time, home-repair costs are rising 7% a year. The stock market is no longer providing insurers a fat return on invested premiums. And then there's mold or, as many news stories call it, "toxic mold." Salvatore says, "We've always paid mold claims. What's new is multimillion-dollar jury awards." In Texas alone, prodded by significant publicity (including a New York Times Magazine cover story), the number of mold claims jumped 581% last year...
...received your home-insurance bill this year, you're probably surprised at how much it has gone up. Why? Don't blame Osama bin Laden. The reasons for the increase range from household mold to the sagging stock market. During the first half of the '90s, average annual premiums held steady at about $420, then crept up at about the rate of inflation. That all changed last year, when rates shot up 6%. This year industry analysts expect a rise of 7%--three times the increase in overall consumer prices. Increases will range up to 10% in Washington State...
...that customers with good credit file fewer claims, more home insurers are checking your credit score. Customers with high scores (anything above 680 is considered good) benefit with lower rates. And insurers are checking the claims history of your house. They want to know that any problems, such as mold, have been resolved before they assume liability...
...colonial shield to protect them, their children emigrated to England or Australia. Those that stayed discovered that after shutting out the cruelties of the world, they'd cut themselves off from its riches too. The place had no industry and was simply too small and isolated to sustain itself. Mold ate at the bungalows and neglect swallowed the tennis courts and swimming pools. The dream of an Anglo-Indian Eden soured like milky tea in the afternoon...
...bragged about my freedom to mold my summer in any which way, I was reminded of Hugh Grant’s character in the recent release, About A Boy—a character who lives off the royalties of his father’s one Christmas hit song and makes a living doing nothing. Particularly, Grant’s character divides his day into units: browsing CDs, playing pool, sleeping, eating, entertaining. Now, I too had this freedom to mold my days and consequently live, for the modest three months, without the pressing demands of those outsiders that are regularly...