Word: money
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Dates: during 1990-1999
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Nanda Kaushik hardly looks like a loser. He's making good money as an engineer at Corio Inc., a start-up in Woodside. And his face lights up when he talks about his two daughters. Yet he lives in a modest home in the middle-class East Bay, drives a Toyota pickup and wears faded jeans and old Nike high-tops to work. "What I've learned is that the most important thing in life is to have fun and enjoy what you're doing," he says. "That's what I've always looked for, and I'm more...
Kaushik soon landed a job at Oracle, one of the Valley's blue-chip firms. Two years later, he quit to take a job at a hot start-up called CrossWorlds Software. Had he stayed at Oracle, "I would have made a lot of money. Not multimillions, but not pocket change either." Kaushik left CrossWorlds after a year--the company has yet to have its IPO--to start his own dot.com with three friends. "I thought starting my own company would complete my contribution to the world and my profession," he says. But after three months of trying to raise...
Craig Newmark is making money by accident. While everyone else in the Valley is haunted by the phantom revenues they promised their VCs, Newmark is trying to find charities to fund. A 46-year-old ex-software engineer, he runs the online bulletin board Craigslist.org and if you're anyone in Silicon Valley, you use Craig's List. While headhunters and job fairs throw tons of resumes your way, a $45 posting on Craig's List gets you the real talent. And with 180 new listings each day, the site, which gives its profits to charity...
...mail list of cool events. But now his site is getting 5 million hits a month, and he's relocating his five-person office from his Haight-Ashbury dining room to a nearby church and planning to launch a New York City branch. He could make much more money, but he won't accept advertisements...
...Hewitt Associates study. That's a mistake, even if the balance seems too insignificant to roll. Federal and state taxes, plus a 10% penalty for withdrawing funds before age 59 1/2, can eat up nearly half of a $10,000 distribution. But if a 30-year-old rolls that money over and cashes out at age 60, the account would total some $97,000 before taxes, and the worker would take home a good $60,000. Now that's worth a little paperwork...