Word: money
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...credit-card statements online only; today, 24% do. But as we stop holding that information in our hands once a month in favor of glancing at account balances on our computers or cell phones moments before we buy, could we be losing the big picture of where all the money goes...
...tools, like those found at Mint.com and Wesabe.com are starting to gain traction among consumers (and not just the hard-core ones who have long relied on Quicken to interpret their finances). These programs pull together online statements and, with features like pie charts, show how much of our money goes to groceries, how much...
Miami's poorer residents have long complained that the city's meager public-transit system makes it harder for them to get to work. So when the Obama Administration announced the $787 billion stimulus plan earlier this year, many hoped some of that money would help fund plans like an expansion of Miami's undersized Metrorail system - especially a 10-mile northern extension that would reach into predominantly African-American and other minority communities largely cut off from downtown and other employment centers. But the project, in part because it's not considered as shovel-ready as jobs like existing...
...owned firms, according to a study by the MWC, the Kirwan Institute at Ohio State University and the Research Institute on Social and Economic Policy (RISEP) at Miami's Florida International University. In all, black-owned firms received less than 2%. "The fear," says Perera, "is that the stimulus money could instead serve to exacerbate the inequalities that existed before." (See which businesses are bucking the recession...
...Washington and the states have been trying to get stimulus money and projects out the door as quickly as possible, often bundling smaller projects into larger ones set to begin work immediately (so-called shovel-ready projects) for more efficiency. Consequently, they have also tended to rely on larger and therefore predominantly white-owned construction contractors (who in turn also tend to use their preferred subcontractors) over smaller minority-owned firms that often don't have ample equipment or personnel. Those smaller companies also have trouble finding the resources to post construction bonds (money contractors must offer up front...