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...piecework. They are paid a salary - benchmarked against the national average - plus potential bonuses based on how well their patients do under their care. One result is that Geisinger is able to hang on to its PCPs while other hospitals are losing theirs. Another is that Geisinger makes money, and, oh yes, the patients get well. (Read "Can New Doctors Be Harmful to Your Health...
Family physicians in the Geisinger system, like family physicians everywhere, make less money than specialists - at first. To narrow the gap, the specialists subsidize the PCPs, keeping the family practitioners happy without taking too big a bite from the orthopedists and cardiologists. "I couldn't recruit if I didn't do that," says Dr. Glenn Steele, Geisinger's CEO. "We don't want our family doctors setting up their own radiology clinics...
...bank fails, the FDIC makes up the difference between what's left and what's owed depositors, up to $250,000 per person per bank. Two years ago, the FDIC had about $52 billion in its deposit-insurance fund. Today that fund is technically broke. The agency has money reserved to cover anticipated failures but no cash remaining for unforeseen blowups. It has asked banks to prepay three years' worth of premiums and could seek emergency funds from the U.S. Treasury...
Except when you can't. In Superfreakonomics, he and Dubner detour from small puzzles (can you find a terrorist by using financial data? How much money do prostitutes make?) to tackle the big, big issue of global warming. This is partly an opportunity for Levitt to express his skepticism of models of complex phenomena such as the global economy or, in this case, the global climate. Mainly, though, it's an excuse to tout the mind-blowing ideas for combatting global warming that he and Dubner learned about while hanging out with former Microsoft chief technology officer Nathan Myhrvold...
Justin Fox's "Get Homes Off Welfare" is quite a stretch [Oct. 12]. Real estate values have plummeted not because of government aid but because of people making poor decisions with their money after being convinced they could buy more than they could afford. My wife and I will be putting our tax credit into improving our new home, thereby injecting that money right back into the economy. Plenty of us are responsible enough to know our limitations and make good decisions with our money. Do not take benefits away from us because of the people...