Word: monthlies
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Dates: during 1990-1999
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...chairs for next year's event will be chosen sometime within the next month, and planning for it will begin shortly thereafter...
This second line of spin was not courageous--or true. The speech had been in the works for a month, and principled slaps at the G.O.P. had been in the earliest versions. Indeed, Bush had been saying similar things in milder terms since summer, calculating that he can chide conservatives and woo moderates without losing his right flank. But he knows the primaries aren't over. The only rival gaining on him is Senator John McCain: in New Hampshire he has picked up 13 points in a month, standing at 23% to Bush's 43% in one poll. But McCain...
...card off each month. Make a budget. Write down how much you make each week, with realistic amounts for personal costs like food, entertainment, clothing and entertainment. Try to think of the interest as what it really is: extra money spent in the long...
...only paying the minimum, make sure it's at least reducing the balance. Some credit cards have a negative amortization schedule, which means if you pay the minimum the company requires, your balance will actually increase each month because the interest is so high...
...Think of your cards as a tool. If you use them often but pay them off each month, you stand to earn perks as well as accruing a positive credit history. Though this may not seem like a big deal now, it will come in handy when you want to finance graduate school, buy a car, buy a house, etc. A negative credit history, on the other hand, can actually prevent you from making future purchases...