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But the picture is brightening in pockets of the country, where there are nascent signs of a bottoming: the rate of decline slowed in August, according to Case-Shiller, and in September, existing home sales rose 6% nationally. That means buyers are finally being lured to the market by low...

Author: /time Magazine | Title: Is Housing Nearing the Floor? | 10/31/2008 | See Source »

Not all struggling homeowners would be covered in a bailout, another Administration official stressed. The plan is to assist only people with sustainable home loans, not borrowers who made bad decisions and are stuck with mortgages they clearly can't pay off. "We're not doing anything for people who...

Author: /time Magazine | Title: The Next Bailout: Helping Homeowners in Distress | 10/30/2008 | See Source »

In these talks, however, it appears that the breadth of her proposal is causing friction. HUD's existing programs would seem to be the natural foundation for a mortgage rescue plan. But part of the problem in addressing the housing crisis is figuring out which loans can still be serviced...

Author: /time Magazine | Title: The Next Bailout: Helping Homeowners in Distress | 10/30/2008 | See Source »

Causes of the Crash Reading about the subprime loan debacle, I am amazed that nobody seems to have asked the simple question: What will happen if a large number of these loans default? [Oct. 20] Or was it only greed that made everybody turn a blind eye to the possibility...

Author: /time Magazine | Title: Inbox | 10/30/2008 | See Source »

Peter Atkins is weary and a little miffed. As usual, he's been up since dawn, fishing for a living off the coast of Kaikoura, a town in the north-east corner of the South Island. Blast, it shouldn't be this cold in October. And seagulls keep pecking at...

Author: /time Magazine | Title: Taking a Step to the Right? | 10/30/2008 | See Source »

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