Word: mortgagee
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TRUDI RENWICK: How would you deal with a mortgage-interest deduction?
“People are going to second-mortgage their homes or beg and borrow to send their children to private schools,” said Peabody parent Alissa Du Bois.
Let's start with mortgages. The yield on the 10-year Treasury bond has been falling all year and last week hit a 44year low of 3.55% before ending the week higher. Mortgage rates have followed, and for conforming mortgages (those under this year's jumbo threshold of $322,700...
Half of the nation's $6 trillion of mortgage debt could be refinanced now at a rate that would reduce monthly payments enough to recover all expenses within a year, estimates Mark Zandi, chief economist at Economy.com This is great news on both large and small scales. For homeowners it...
To make a refi worthwhile, you generally need a new rate at least a half-point lower than your old rate. Remember: even though you may not have out-of-pocket expenses, a refinance involves costs, including origination fees and title searches, that typically total 1% to 2% of the...