Word: mortgagee
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Most homeowners have got the message: you no longer have to wait for mortgage rates to drop 2 percentage points before refinancing. With tumbling interest rates and a proliferation of low-fee mortgage options, a mere half-point drop may provide enough savings to warrant the paperwork. Don't run...
The best websites: HSH Associates hsh.com) which has a simple work sheet and shows current rates (including points) for lenders in each state; Bank Rate Monitor bankrate.com for current rates; E-loan eloan.com and Lending Tree lendingtree.com for comparing options. The last two sites allow you to apply for a...
Is it time to refinance? That depends on the mortgage rate you're paying and the length of time you think you'll stay in your home. If you'll be moving soon, forget it. And if you'll need a "jumbo" mortgage (a loan amount higher than $227,150...
In general, if you are going to stay put for least three years and can shave your rate a half-point without paying closing costs, refinancing now makes sense. I would first consider a loan with no closing costs. Sure, you could get a lower interest rate and lower monthly...
Purchasing a new building at 67-69 Mount Auburn St. two years ago brought a host of new expenses like mortgage payments and maintenance costs that HSA didn't have when it rented space from the College on Church and Story Streets.