Word: mortgagees
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Dates: during 2000-2009
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Boemio specializes in short selling, in a particularly Vegas way. Basically, she finds clients who owe more on their house than the house is worth (and that's about 60% of homeowners in Las Vegas) and sells them a new house similar to the one they've been living in...
In fact, last year Boemio and her new husband did it themselves, paying $279,000 for a house nicer than their old one, which cost nearly twice as much. They stopped making payments on the old one as soon as they signed their new mortgage. "I make people happy all...
Still Too Late for Some It would be less monstrous if more people could take advantage of government and bank programs that would allow them to stay in their homes. But this part of the equation has been difficult in Boise and nationwide - the reason the Obama Administration recently invited...
After 35 years in the mortgage industry, Tom Birch took a job as a housing counselor at Boise's Neighborhood Housing Services this past winter. He spends his days meeting with people who can no longer afford their mortgage payments. It has been tough going. More than most, Birch appreciates...
The financial crisis came about because we got complacent, depending on all-knowing financial experts - mortgage lenders, Wall Street sharpers, the Federal Reserve - to run our system expertly. But then the experts did the same thing, imagining that they had laid off all their risks on other experts. Until finally...