Word: mortgagees
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Dates: during 2000-2009
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Portela and her friends are certainly aware they have more to worry about than shopping sprees. Paula Rodríguez, 20, is studying journalism. "But there aren't any jobs in that, so I'll probably just stay in school longer and get another degree," she says. The prospect of...
Belén Ortíz, a hairstylist, lives with her husband Jesús in one of the new apartments. Jesús has a steady job as a civil servant, and the couple's mortgage, thanks to the government's help, is just €400 ($520) a month...
While the recession hasn't spared any age group, it's been particularly brutal for older Americans who were counting on their (now shrunken) nest eggs to last through their retirement years. To supplement their stash, an increasing number of seniors are turning to reverse mortgages, which function essentially as...
This has some folks in Washington concerned. In June, the Government Accountability Office said it had uncovered misleading marketing practices in the reverse-mortgage industry, and Missouri Senator Claire McCaskill, a longtime consumer advocate, chaired a hearing to investigate predatory lending tactics. A big no-no is cross-selling, e.g...
The amount you can borrow is based on interest rates, your age and the value of your home. (Use the calculator at rmaarp.com for an estimate.) There are no credit or income requirements to get a reverse mortgage, but you must be able to keep up with property taxes and...