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...loss-mitigation department as soon as you sense trouble. The more temporary the help you seek--a forbearance, say--the more likely you are to get it. Lenders prefer workouts to foreclosure, but attitude is key. "It's not easy to be polite when you feel dragged through the mud, but this is an art, not a science," says Scott Thompson, president of the realty group Mortgage Resolution Services. If you seek relief for an investment property or second home, more will be asked of you, such as tapping family for money...

Author: /time Magazine | Title: What Homeowners Can Do | 9/13/2007 | See Source »

...Please don't worry about the mud in the West Wing," he wrote to me, a reference to our brief meeting five years earlier, when I absentmindedly tracked mud from the Kentucky Derby track onto antique carpeting in the White House prior to an interview. "After a lot of scrubbing, I have finally cleaned the mess...

Author: /time Magazine | Title: Pen Pal | 9/13/2007 | See Source »

That makes Janko Tipsarevic, another leading young Serb player, proud in a vinegary sort of way. "All that we have in tennis came from mud, from nothing," Tipsarevic told reporters earlier this year about his compatriots achievements. Tipsarevic, an iconoclast with rings in his eyebrows and a quote from Dostoyevsky's The Idiot tattooed, in Japanese, on his forearm, is the most talkative of the new crop. "Nobody in our country invested one dollar into any one of our players," he said. His tongue-in-cheek explanation for why so many Serbs are suddenly playing...

Author: /time Magazine | Title: Game, Serbs and Match | 9/4/2007 | See Source »

...sources of fuel. On Aug. 23, Sony announced its green-battery prototype, which is made out of a vegetable-based plastic and is powered by converting sugar into electricity. "We need to always be thinking green," says Derek Lovley, a UMass-Amherst microbiologist who does his part by researching mud-microbe batteries. Other sources tapped into...

Author: /time Magazine | Title: Dashboard: Sep. 10, 2007 | 8/30/2007 | See Source »

...could recognize the milking barn, and a couple hundred cows standing up to their ankles in manure," Parrott says. He sent pictures to Kastel, who posted them on Cornucopia's website. A Horizon spokeswoman says the photos may have shown cows standing in mud after rain...

Author: /time Magazine | Title: Fighting to Keep Organic Foods Pure | 8/30/2007 | See Source »

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