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REFINANCE YOUR MORTGAGE. With 30-year fixed rates averaging about 5.8%, one-quarter of homeowners could still benefit from refinancing. If you haven't refi'ed because you couldn't muster closing costs, your tax refund could be the ticket. Cutting the interest rate on a $200,000 mortgage from, say, 7% to 5.8% saves some $150 a month. (Simply applying a $2,000 tax refund against the principal on that 7% loan would slice about a year off its term...

Author: /time Magazine | Title: Money: Second-Chance Cash | 5/5/2003 | See Source »

Lewis describes his role for the council as twofold. One facet, he says, is education. Lewis says he tries to point council leaders in the right direction as they attempt to muster an effective voice for students—“how to make the best argument for things that are important...

Author: By William B. Higgins, CRIMSON STAFF WRITER | Title: Council Worries About Future Without Lewis | 5/2/2003 | See Source »

...griping about Quantitative Reasoning requirements and unintelligible teaching fellows. It doesn’t hurt that Matt wants to major in English and is gushing about F. Scott Fitzgerald. “You have to love Gatsby,” he says with the authority only a prefrosh can muster. “Everyone loves Gatsby.” At the other end of the table, Leila brazenly announces that she doesn’t love Gatsby. As Matt jokingly makes the devil-sign at her, Leila expounds on what she does love: Bluebell brand ice cream...

Author: By Veronique E. Hyland, | Title: Ice Cream, You Scream, Will You Please Be My Friend? | 5/1/2003 | See Source »

...well aware of the risks in the U.S. being seen to anoint the man proclaimed by some Washington officials as "the only one." But the bigger question may be how they relate to the Shiite groups, who have until now kept their distance from Garner's efforts to muster a transitional authority...

Author: /time Magazine | Title: Shiites Emerge as Iraq's Key Players | 4/23/2003 | See Source »

...Even in more-developed places like Hong Kong and Beijing, hospitals have had to scramble to create discrete infection wards and procure enough respirators to treat SARS. Economically laggard cities like Hohhot simply can't muster the resources as quickly. "Facilities at Beijing hospitals pale in comparison to those at American hospitals," says Jia Xueyi, a deputy director of Inner Mongolia's propaganda department, "and facilities at Hohhot's hospitals pale in comparison to hospitals in Beijing...

Author: /time Magazine | Title: Regional Affair | 4/21/2003 | See Source »

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