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Delinquencies are also getting much worse among holders of option adjustable-rate mortgages (option ARMs). These loans, typically made to borrowers with prime or near-prime credit scores, let soon-to-be homeowners pick from a menu of monthly payments - often including an option that didn't even keep up with the interest due. As home prices have fallen, the number of option ARM borrowers running into trouble has surged, with 15.25% of loans delinquent and another 7.46% in foreclosure. Some analysts think the problem in option ARMs could eventually rival the size of the subprime meltdown. (See pictures...

Author: /time Magazine | Title: Housing Crisis Moves Beyond Subprime Borrowers | 2/21/2009 | See Source »

...glory days, which opens in the same way. The ominous repeated notes on the piano are joined by guitars and a hit of the cymbals, the combination of which then escalate to a mass of sound that is at once harmonious and overwhelming. Just when the threshold is near, it comes back down, daring you to listen again.The longer songs on the album, such as “Iris Unveiled” and “Halcyon Days” are symphonic in scale. “Iris Unveiled,” for example, starts with an upbeat, in-your...

Author: By Susie Y. Kim, CONTRIBUTING WRITER | Title: ...And You Will Know Us by the Trail of Dead | 2/20/2009 | See Source »

...Hauser said that the rising costs of care for the 40 tamarins that reside in the lab were getting too high—especially in the current economic climate—considering that his research is purely behavioral. “The granting that funds behavioral work have nowhere near the kinds of budget as the funds for biomedical research,” Hauser said. While the monkeys have been a source of controversy for animal activists, they provide a relatively rare research opportunity for Hauser’s lab, the only behavioral research lab at Harvard that uses monkeys...

Author: By Alissa M D'gama, CRIMSON STAFF WRITER | Title: Dogs To Replace Monkeys in Lab | 2/20/2009 | See Source »

...rooted in the media world of 1949, when lawmakers became concerned that by virtue of their near-stranglehold on nationwide TV broadcasting, the three main television networks - NBC, ABC and CBS - could misuse their broadcast licenses to set a biased public agenda. The Fairness Doctrine, which mandated that broadcast networks devote time to contrasting views on issues of public importance, was meant to level the playing field. Congress backed the policy in 1954, and by the 1970s the FCC called the doctrine the "single most important requirement of operation in the public interest - the sine qua non for grant...

Author: /time Magazine | Title: The Fairness Doctrine | 2/20/2009 | See Source »

...government offices in Colombo's Fort neighborhood, one of the busiest in the city. This is also not the first time that the LTTE has struck Colombo by air. The Tigers started using aerial bombing as a tactic in March 2007, with an attack on another air force base near the airport...

Author: /time Magazine | Title: A Surprise Attack by Sri Lanka's Tamil Tigers | 2/20/2009 | See Source »

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