Word: neared
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What course will outsourcing take in the near future? Stephen Frank, TORONTO...
Long-Term care is the kind of financial jargon that puts even actuaries to sleep. It refers to the potentially catastrophic medical costs associated with the in-home care, assisted-living facilities and nursing homes that nearly half of 65-year-olds will need in some measure near the end of their lives. Regular health insurance excludes these expenses, and Medicaid does not pick them up until virtually all your resources have been exhausted. You can easily spend $300,000 on just two years of care...
...insurers are echoing the "lifestyle" planning that has been so successful in the mutual-fund industry. Only instead of a fund that automatically shifts to conservative investments as you age, they're providing long-term-care insurance that allows you to start small and add coverage as you near the time in life when you'll most likely need it. Allianz, for example, lets you lock in a good-health discount and make adjustments every five years. With MetLife, you can as much as double your coverage with a phone call...
...contagious. Bush contracted it after Katrina stripped his immunity and the germs swept in: Iraq, foreclosures, $4 gas. So you can't blame the GOP for trying to seal away its afflicted leader like the boy in the bubble. From now on, candidates in swing states won't go near him without a mask, gloves and a bottle of Purell. John McCain, the party's nominee, is promising to fumigate Washington. Add one more metaphor of sickness: the lame duck...
...pleasure of racing against Phil Hill--who died on Aug. 28 at age 81--in 1967 in Sebring, Fla. It was toward the end of his career and near the beginning of mine. He was behind me, challenging my Ford with his Chaparral. All of a sudden, I saw a cloud of smoke, and his car blew out. What a relief it was, because he was a relentless, versatile driver with a fantastic record of success...