Word: nears
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...evaluation and, for an extra $39 a month, a "credit repair" service--but pretty much the only thing it can do is erase inaccuracies in your credit report. What is real--and what is very much downplayed by these outfits--is how completely a foreclosure wrecks your finances. Near term, you might get slammed with a massive tax bill, since forgiven debt can be subject to income tax. Long term, car loans and--you guessed it--home loans will be much harder to come by. How's that for walking away? "This is the American Dream ended in disaster," says...
...DiCiccio and other alcohol officials around the country began to shift their focus from education to what is known as environmental prevention--banning alcohol in public places, for instance, or restricting alcohol licenses near schools. Prevention officials began working less with teachers and more with cops. In a way, the new strategy worked: fewer kids drink now because it's harder for them to obtain alcohol. But as psychologist Stanton Peele writes in his 2007 book Addiction-Proof Your Child (one of his 10 books on addiction), "When alcohol is presented as impossibly dangerous, it becomes alluring as a 'forbidden...
...drugs flowed north while guns and money went south. The harsh desert on either side was crosshatched with smugglers' roads, trampled by the footprints of thousands of "walkers," some of whom dropped dead from thirst. In the city of San Luis, Ariz., so-called banzai runs were a near nightly occurrence. Scores of people would gather on the Mexican side and dash across a nearly open border toward the American neighborhoods. CBP agents could stop only as many as they could grab; the rest dodged past and melted into the city...
...Launched in 1995 and currently available in 567 cities and 55 countries, the San Francisco-based Craigslist has had a near monopoly on listings for apartments, cars, relationships and used furniture ever since. The keys to its success have been the (mostly) free listings and a grassroots, community focus that relies heavily on users flagging inappropriate ads. Although it is now a for-profit business with 25 employees (the dot-org suffix is pure nostalgia), the site's founder, Craig Newmark, still refers to it as a "public service" rather than a profit-driven venture...
...vital to what WFP workers call the "exit strategy" - getting to a point where food aid is unnecessary. But as food prices rise and budgets become less predictable, programs like these are also the first to be slashed. Martin Devenish, an Irish priest who runs a technical college near Moruongor parish, is proud to be teaching trades that could bring industry to Karamoja: carpentry, tailoring and bricklaying. Today dozens of adult students sit at benches, eating their midday meal, mostly corn provided by WFP. But each time the priest turns on the radio and hears about possible food-aid cuts...