Word: needs
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That approach might have helped in the recent housing bubble. Buyers didn't just need to know how different sorts of mortgages worked; they also needed the fortitude to choose a 30-year fixed rate when everyone around them was buying a bigger house with a riskier loan. (Take a financial literacy quiz and see how you do compared to high school seniors...
...even the skeptics are slow to write off financial education completely. More than anything, they say, we need to rigorously study the financial decisions of alumni of programs like Ariel and Aflatoun and compare them with those of peers who didn't get the same sort of education. "Until you have experimental evidence, it's all a little speculative," says Michael Sherraden, a professor at Washington University in St. Louis who is conducting a seven-year, randomized, controlled study on whether giving children bank accounts inculcates the habit of saving - a program already being tried on a large scale...
...cool chief executive, the mayor of the Harlem underworld. He has the gift of making melodrama seem plausible just because he's doing it. And always in Denzel Washington's screen demeanor is the sense of power withheld, of anger internalized. He doesn't shout or strut, doesn't need to. Why raise your voice when a good stare from that handsome, solemn face will quiet any adversary? That is the mark of cinema charisma: an assurance that articulates itself through sheer presence. A hero has it; so does...
...initial reaction was, Are you crazy?" recalls Sandy Vasan, a researcher at ADARC who, along with Ho and Huang, is now heading the ibalizumab studies. A clinician who sees patients, Vasan says, "It's really scary to want to put an antibody on CD4. You need CD4." (See "The Year in Health 2009: From...
Before its holiday break, the House voted to continue extensions as part of its $154 billion second stimulus package, and the Senate is set to consider that. On Jan. 10 presidential economic adviser Christina Romer suggested that there was a "need to do more." With unemployment hanging at a stubborn 10% and the release of another troubling jobs report last week, why not do more for the jobless...