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...report, the states with the highest percentage of negative-equity borrowers are the usual suspects. After Nevada (55.1%) and Michigan (40%), Arizona (31.8%), Florida (30.3%) and California (29.5%) round out the top five. Those statewide averages, though, mask a lot of local variation. One pattern: exurbs, where homes are newer and loans more likely to have been signed during the bubble years, are harder hit. For instance, in the metro area that includes Los Angeles, 23% of homeowners are faced with negative equity. Fifty miles to the east, in the area that includes Riverside, 45% are. (Read "House of Cards...
...also design entirely new courses that meet the Gen Ed objectives. “Obviously with existing courses we need to work with the most recent syllabus with whatever revision the faculty member suggests,” said Dean of Undergraduate Education Jay M. Harris. “For newer courses we don’t demand a full syllabus but a narrative.” For Folklore and Mythology Professor Maria Tatar, the review process for Literature and Arts A-17: “Childhood: Its History, Philosophy, and Literature” was surprisingly short...
...their warmest and most enjoyable album yet. But they have yet to put their own stamp on these styles, and time will tell if their future recordings demonstrate that they can bridge the stylistic gap between the vivid and organic Vetiver of old and their jauntier and more playful newer material...
...What many visitors don't discover until they get to that final resting place of France's ancient rulers is that right outside--in open markets, shops, cultural centers--there are also some of France's most vibrant and creative newer populations," says Zoughebi, who also presides over the Paris--Ile-de-France Regional Tourism Committee. "Once people get out there, they're surprised at what they find and are curious about what else there might be. The answer is 'a lot'--and the same is true of most suburbs. We just have to connect people to them...
...employment relationship is safe, and your company may be flirting with setting up shop in China.The economist Joseph Schumpeter described economic growth under capitalism as a process of “creative destruction,” under which the old productive edifices are torn down in order to erect newer and more efficient modes of production. Few these days have the optimism to glimpse this creativity, however, within the current milieu. “We are all Keynesians now,” and the system is a heedless and uncontrollable beast, controlled by “animal spirits...