Word: nilson
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Dates: during 1990-1999
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...rancid real estate, that spells salvation. At the 10 largest banks in the business, which hold 48% of all outstanding card debt, credit cards account for 25% of profits. Citibank, the largest issuer, cleared $610 million in profits on its Visa and MasterCard operations last year, according to Spencer Nilson, editor of The Nilson Report, an industry newsletter. Even though some 6,000 financial institutions issue cards, the business had nearly been impervious to price competition. Consumers who will shop around for value on everything from groceries to autos have been sluggish when it comes to seeking better deals...
Will the come-on be expensive for Citibank? Maybe, but don't worry. According to the Nilson Report, a California-based industry newsletter, the company made $600 million in pure profit from its credit-card business last year, far more than from all its other operations combined. For competing issuers as well, credit cards are still so temptingly profitable that more customer-pleasing promotions are almost certainly...
...Protestant program at Rio's Institute of Religious Studies, thinks Catholic advocates of the social gospel failed to realize that "these people were hungry for more than just food. The Evangelicals met the peoples' emotional and spiritual needs better." Or, as Brazil's top Baptist, the Rev. Nilson Fanini, puts the paradox, "The Catholic Church opted for the poor, but the poor opted for the Evangelicals." As in Guatemala last week, the effects of that choice will continue to be felt...