Word: nishikawa
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...double the average of 5% over the past 10 years - reaching $18.6 billion in the first quarter and $96 billion by the end of next year, predicts an October report from Innovest Strategic Value Advisors, an investment-research firm. "A 10% [charge-off] rate would be unprecedented," says Laura Nishikawa, an Innovest analyst. (Read "Fannie and Freddie Offer New Plan to Help Homeowners...
...higher interest rates. Today, however, consumers are tapped out and defaults are ratcheting up. "With charge-offs rising so fast and beyond what was expected, the losses those cause will far surpass what companies were hoping to make up with by extra card fees and higher interest rates," says Nishikawa. Nonetheless, the industry keeps trying: on Thursday, embattled Citigroup announced that, in addition to 10,000 layoffs, it would impose higher interest rates on some of its 54 million cardholder accounts. Citigroup's credit-card division lost $902 million in the third quarter...
...present-day computer, you have to learn how to use a keyboard and mouse, which may be hard for those who have little or no experience typing. But with touch screens, people will be able to send handwritten messages to children and receive hand-painted pictures in reply. Masatoshi Nishikawa, Tokyo...
...only software company that knows everything about the Windows operating system, its competitors have no chance of developing a better word processor. In any case, I hate the awkward interface and design of Windows XP compared with the elegance and user-friendliness of Apple's operating system. Masatoshi Nishikawa, Tokyo...
...only software company that knows everything about the Windows operating system, its competitors have no chance of developing a better word processor. In any case, I hate the awkward interface and design of Windows XP compared with the elegance and user-friendliness of Apple's operating system. Masatoshi Nishikawa, TOKYO...