Word: nonprofit
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...price per month--a more traditional individual plan might charge a $400 premium and a deductible closer to $500--may find themselves shelling out thousands more dollars down the line. "So many of these policies can be really shoddy," says Barbara Anthony, executive director of Health Law Advocates, a nonprofit law firm based in Boston. "Know up front what you're paying...
Indeed, some 25 million Americans were underinsured last year, meaning they spent at least 10% of their income on out-of-pocket medical expenses, according to a recent study by the nonprofit Commonwealth Fund. Still, for most folks, having even limited coverage is better than no health insurance at all. "More than 70% of the people signing up for our [individual] policies were previously uninsured," says Mary Floyd, vice president for individual and senior sales at WellPoint...
...Foundation, a private philanthropic organization, traced the development of the social sector.“When I graduated from HBS 16 years ago, there was no term called ‘social enterprise,’” Silbert said. “It was called the nonprofit sector. I was considered on the fringe and not a part of mainstream business.”John C. Whitehead, a former co-chairman of investment bank Goldman Sachs, cited the public school system as an area in which nonprofit work could make a difference, saying the government has failed...
...than 5% swing in the other direction. And it's gotten even worse than that: during the relatively severe downturn of 1974, giving declined 5.4%. Given that the current crisis seems unprecedented in its scope, no one is willing to predict just how bad things might get for the nonprofit sector. "The ramifications are absolutely going to be huge," says Gordon J. Campbell, CEO and president of United Way of New York City...
That's exactly the sort of recessionary rationalization that charity leaders fear. For now, nonprofits are preparing for winter by paring back on nonessentials, even as they look to expand their base of donors. If the downturn is prolonged, we might see consolidations in the nonprofit sector, just as there have been in the business world. Ultimately, though, Americans will need to depend on the generosity of Americans. And the hopeful surprise is that in past recessions, donations to human services, like feeding the hungry, fell the least; in some downturns, they even rose. "That says something good about...