Word: nonprofitable
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Parents, get ready to start stressing out even earlier about whether your kid will get into a good college. The College Board, the nonprofit that owns the PSAT and SAT, on Oct. 22 unveiled a new exam designed to assess eighth graders' readiness for high school and college courses. The two-hour test, known as ReadiStep, will launch next fall, using a multiple-choice format divided into sections that evaluate students' reading, writing and math skills...
...ByDesign Financial Solutions, a debt-counseling service in Modesto, Calif., they're working overtime these days. "Our call volume went up 97% in the past five weeks, which has left us scrambling," says Martha Lucey, president of the nonprofit agency. "[The callers] are close to the max on their credit cards, and they just can't figure out how to manage. We've seen credit-card companies decreasing lines of credit, and the [debtors] don't have any room left. They just can't juggle things like they used...
Members-only nonprofit credit unions are having their turn in the sun as years of sticking to boring, old-fashioned banking practices - they typically hold the mortgages they make on their own books and only dabble in subprime - put them in a position to grab market share while national banks, auto finance companies, credit-card outfits and private student-loan firms cut back on loans. "In good times, you'd say these guys are much too conservative," says George Hofheimer, chief research officer of the credit-union-focused Filene Research Institute. "But in times like these, it's just what...
...destitute living conditions in Nicaragua spurred both Borrás and fellow Universidad Complutense de Madrid professor Angel Sáenz-Badillos to found Casas de la Esperanza. The nonprofit organization, which was started in Cambridge, offers aid to families living in the outskirts of Granada, Nicaragua, including the semi-urban community La Prusia, which is home to over 200 families. Many of these families face harsh living conditions, squatting in makeshift houses with dirt floors...
...nursery is a false Eden, because class inequalities are already at work. According to a 2007 report by the nonprofit Sutton Trust, cognitive test scores of bright 3-year-olds from the poorest British households drop around 30% by the time the children reach age 5. As kids grow, so does the education gap. The chances for smart-but-poor Britons to reach top universities are slim. A 2006 study for the Bonn-based Institute for the Study of Labor found that Britain had the lowest social mobility of the 12 developed countries surveyed...