Word: nonprofiteers
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Those attempts to avoid moral hazard, though, might make the plan less effective in stemming the tide of foreclosures. "This goes a long way but not far enough," says Bruce Marks, who runs the Neighborhood Assistance Corporation of America, a nonprofit that works with servicers to restructure loans. After five years, the interest rate on modified loans can rise again, up to the industry average when the change is made, even if that pushes borrowers above the 38% payment-to-income ratio. The plan encourages but does not require servicers to make adjustments to principal balance - the generally acknowledged best...
...year ended March 2008, Guardian News and Media Division lost $52 million on turnover of $520 million and figures for the year ending March 2009 are likely to be substantially worse when they are released in the summer. (Fortunately, the Guardian is owned by the nonprofit Scott Trust, whose purpose is to safeguard it from the chill wind of the market.) Like other online newspapers, the Guardian has yet to figure out how to monetize its millions of visitors - in other words, how to make a buck off them. According to calculations made by Digital Deliverance's Crosbie, it takes...
...Secondhand stores that carry big-ticket items other than clothing are seeing increases in sales as well. Boomerang’s in Jamaica Plain, a nonprofit owned and operated by Aids Action Committee, has been doing brisk business in furniture...
...high-tech green features of the BoA Tower certainly look impressive from the outside, but the real guts of green design can be seen farther uptown, in the economically depressed South Bronx. There, the Women's Housing and Economic Development Corporation (WHEDCo) - a veteran New York nonprofit - has just opened the Intervale Green housing development, a 128-unit apartment building for low-income families. (Watch the video of The Next Big Biofuel...
...Intervale is one of a number of new and planned green, low-income housing projects around the country - an enterprise for which the federal stimulus package will include increased funding (it will also provide money for improving the energy efficiency of existing homes). In Miami, the nonprofit Carrfour Supportive Housing is building the 145-unit Verde Gardens Apartment building; the project will use green modular wall systems and aim for LEED certification. In Chicago, the Resurrection Homes project offers affordable green housing, and the soon to be completed Victory Centre will include green apartments for low-income seniors. And nationwide...