Word: normalization
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Dates: during 2000-2009
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...government, though, would only be able to pocket that profit if everyone paid back their mortgage in full, which even in good times is not the case. Historically, about 1% of all mortgages end up in foreclosure. That would mean during normal times this program would end up costing the government 0.2% of all the loans it originates. (Read It's the Housing Market, Stupid...
...these are not normal times. Right now the foreclosure rate is running at 3%, and it could ratchet higher in the next few years if the recession drags on. The government could mitigate its losses by only lending to people with high credit ratings. But even high quality borrowers will default at higher rates in a down economy. At a 3% default rate, the plan could cost the government as much as $25 billion a year. And that's only if 10-year Treasury rates remain at 2.7%. A year ago, the government bonds yielded 4%. At those levels...
...several days, wintry rains, pushy winds and high tides combined to inundate much of Venice's scarce solid ground. At one point, the sea level was more than five feet higher than normal; water sloshed into every part of the city. The Piazza San Marco was submerged, as were all embankments. Venice barely had time to haul out the wooden planks it sets up to help pedestrians navigate flooding. Sometimes only yellow do not cross tape separated pavement from canal...
...took my health in hand by putting myself on a diet and exercising and lost 140 lb. in about a year. I went from a size 26 to a size 4 and stabilized my cholesterol, blood pressure and blood sugar at normal levels. My message is this: I did it on my own, and so can you. You don't need a lot of money, special food or special equipment. All you need is determination. Keri Kegley, LITTLE ELM, TEXAS...
...that there been shooting there 30 seconds earlier. “We were crossing by when that happened,” he said. “We ignored it and thought it was a drug deal gone foul.”Singh and his friend thought the firing was normal gang or street violence, but when they heard a second firing, they got away as fast as they could. “We didn’t look towards the cafe, we rolled and ran, and got the hell out of there,” he said.Singh and his friend...