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Word: normalizes (lookup in dictionary) (lookup stats)
Dates: during 2000-2009
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Where are we in the foreclosure cycle? To use a baseball analogy, I'd say we're probably in the middle of the sixth inning. We don't see foreclosure activity peaking until sometime in 2010, and we probably won't be down to normal levels of foreclosure inventory until sometime in 2013. Year to date, we've already seen about 2.3 million households receive a foreclosure notice. That's roughly the same amount we had all of last year. We're looking at nearly 7 million households that are past due on their loans or already in foreclosure. There...

Author: /time Magazine | Title: Q&A: The Outlook for Home Foreclosures | 11/3/2009 | See Source »

...those homes won't wind up being repossessed, right? In a normal market, probably a majority of homeowners that wind up being delinquent or even in the early stages of default find a way to cure their loan. Right now the numbers aren't quite as promising. Probably over 50% of the homes that enter foreclosure will wind up going back to the banks. But it is still a fairly large number that either through loan modifications or short sales or refinancing do manage to avoid foreclosure...

Author: /time Magazine | Title: Q&A: The Outlook for Home Foreclosures | 11/3/2009 | See Source »

...faces look a little nervous and the words are spoken a bit timidly - all rather normal for a group of French students learning to speak English. But the hesitant responses aren't coming in a classroom where foreign-language instruction is another obligatory grind in a long day of courses. Instead, these 18-to-25-year-olds are paying up to $6,000 annually to master a language they all took for six years in high school before earning their baccalaureate degrees and entering the job market...

Author: /time Magazine | Title: Why France Is Pushing Its Students to Master English | 10/31/2009 | See Source »

...blinders. Goldman Sachs, everyone's favorite piñata these days, explains that its bonus pool is so high because it sets aside half its profits for compensation (which includes salaries and benefits as well as bonuses.) Other firms have similar formulas. Well, excuse me. This isn't a normal time or a normal year. Just because you've done something in the past doesn't mean you have...

Author: /time Magazine | Title: What's Still Wrong with Wall Street | 10/29/2009 | See Source »

...recounts in a book co-written with his mother, Omar - now 28 years old - found it hard to give up hope that a man who had killed so many people might one day turn his back on violence and become a normal father. The younger bin Laden fled Afghanistan only when it become clear that Osama was planning a massive attack on the U.S., but he still couldn't accept that his father was responsible for 9/11 until months later, when he heard the familiar voice on audiotape claiming credit for the attacks. "That was the moment to set aside...

Author: /time Magazine | Title: Growing Up bin Laden: Osama's Son Speaks | 10/27/2009 | See Source »

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