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...pile up a massive reserve to protect itself against "catastrophes" and meet legal requirements. The mutual companies (i.e., policyholders participate in profits), which sell 70% of U.S. life insurance, pay out surplus earnings as "dividends" to policyholders. But to the policyholder, an insurance "dividend" is actually no earning. Says Northwestern Mutual Vice President Robert E. Dineen: "In our business a dividend is actually the return of an overcharge, and to that extent the term 'dividend' is somewhat of a misnomer." Although U.S. insurance companies have policy reserves of $71 billion, they will pay out less than $5 billion...

Author: /time Magazine | Title: Business: INSURANCE for EVERYONE | 1/3/1955 | See Source »

...Russians also could pay much: trade and fishing concessions, or the return of Southern Sakhalin and the speckled Kuril Islands of Japan's northwestern shores, or the return, say, of 10,000 Japanese P.W.s still held in Soviet labor camps. And the Russians, as usual, could gain much by dangling such baubles without delivering them. Obeying Japan's new impulse to neutralism, Mamoru Shigemitsu commented that "there is need for a careful study of the sincerity of the Russian statement." Molotov's initiative, he added, was "a big step forward...

Author: /time Magazine | Title: JAPAN: Toward Neutrality | 12/27/1954 | See Source »

...Said Northwestern University's Dr. Irving F. Stein Sr.: "It's a very unfair ruling. We were shocked to be told that we were doing something immoral. More and more people are asking to have babies this way every...

Author: /time Magazine | Title: Medicine: Test-Tube Test Case | 12/27/1954 | See Source »

...aided by some potent allies. El Paso Natural Gas wanted Canadian gas brought in to prolong the life of the San Juan Basin. Californians, whose daily gas consumption (1,400,000,000 cu. ft.) is growing 11% yearly, were worried that 2,800,000 new gas customers in the Northwestern U.S. would exhaust San Juan, thus shut off California's major source. Phillips Petroleum Co., which has big gas reserves in San Juan, also has gas-fields in Peace River that it wants to open...

Author: /time Magazine | Title: UTILITIES: The Big Poker Game | 12/27/1954 | See Source »

...Havana, Mexico City, Acapulco and Istanbul), will soon start work on a fifth in Rome. Hilton has just formed a joint company with his Italian backers, will put up a 400-room luxury hotel, with a shopping center, swimming pools, tennis courts and gardens, in the northwestern part of the city. Estimated cost: about...

Author: /time Magazine | Title: Time Clock, Dec. 27, 1954 | 12/27/1954 | See Source »

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