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...Oscar was given to both Fredric March and Wallace Beery. But we know that only because the Academy later changed the rule: to declare a tie, the tallies had to be exactly even. We also know that, in 1969, Katharine Hepburn and Barbra Streisand got the same number of votes for Best Actress - because they both were named winners. (There were also ties in three "minor" categories that had far fewer voters...
...easy to see the shift by looking at bands of FICO scores - a popular measure of a borrower's creditworthiness. In January, 18.58% of loans associated with a FICO score below 688 were delinquent by one measure - a large number, but just half a percent more than in December. By contrast, the number of delinquent loans in the top tier (752 or higher), jumped by nearly 7% in January. The overall percentage of problem loans remained small by comparison - the delinquency rate rose from 1.45% to 1.55% - but the quickening pace of homeowners falling behind on their payments signifies more...
...rate mortgages (option ARMs). These loans, typically made to borrowers with prime or near-prime credit scores, let soon-to-be homeowners pick from a menu of monthly payments - often including an option that didn't even keep up with the interest due. As home prices have fallen, the number of option ARM borrowers running into trouble has surged, with 15.25% of loans delinquent and another 7.46% in foreclosure. Some analysts think the problem in option ARMs could eventually rival the size of the subprime meltdown. (See pictures of crime in Middle America...
...McNally drives around Bernardini and is fouled, number four on Bernardini. McNally will shoot one and one when we come back from media timeout...
...point. The seemingly impossible collision of two subs in a large ocean should remind us of the fallacy by which we assume nuclear weapons will never be used. Because the threat of global nuclear war is not zero, even a small chance of war each year, multiplied over a number of years, adds up to the likelihood that the weapons will be used. Like those two subs stalking through the Atlantic, the odds will begin to align. Mathematically, they are destined...