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Vanishing Credit One of the main consequences of the financial crisis is that credit will be a lot harder to obtain. That's already happening in the U.K., for example, where the volume of home mortgages approved by lenders fell dramatically in August. Including other forms of consumer credit, total net lending plunged by 86% from its level a year ago, according to Bank of England statistics. Just as Europe's banks were overextended, so consumers in many countries ramped up their household borrowing in the past few years - usually because rising house prices made them feel richer. For policymakers...
...founded by community organizer Wade Rathke in 1970, in Little Rock, Arkansas. Rathke, who had worked as an organizer for the National Welfare Rights Organization in Missouri, wanted to start a group that worked with an entire community, not just welfare recipients. The early version of ACORN helped people obtain clothing and furniture; it campaigned for schools to provide healthy, affordable lunches and promoted Vietnam Veterans' rights. Since then the organization has branched out into housing and workers' rights advocacy; it has helped hundreds of thousands of working-class and poor citizens obtain home loans, register to vote and fight...
...Crimson took the field on Saturday afternoon for Harvard’s Ivy League home opener against Cornell, the team looked to obtain the first victory of its Ivy League season. The Crimson (3-1, 1-1 Ivy) knocked off an undefeated team for the second week in a row, cruising over the Big Red (3-1, 1-1) by a score of 38-17 in front of a crowd of 11,263.Harvard put on another solid, turnover-free showing, as it mustered 423 yards of offense while adding two interceptions and two sacks on defense. The offensive line picked...
...earlier this year, Palin missed an opportunity to help the US mainland obtain billions of cubic feet of natural gas from Alaska's Cook Inlet. Her support of an effort by major energy producers to export the fuel to more lucrative markets in Asia came just as a facility that will provide the first practical way to bring the state's natural gas to the lower 48 states was set to open on the Baja coast in Mexico...
...billion is stuck in Icelandic accounts. Nick Chard, the council's cabinet member for finance, says he and his colleagues chose its banks in line with government rules about spreading risk by placing deposits with a range of institutions. Those rules also stipulate that councils should try to obtain as high a return as possible and should always check the credit ratings of the institutions. "At the time of making the deposits [on fixed terms of between 364 days and 2 years], the ratings were good," says Chard. He stresses that the council has no immediate liquidity problems but points...