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...failure of Hope for Homeowners has heightened awareness of the fact that it can be incredibly difficult to shape the behavior of private companies and create an effective fix for such a complicated problem. In December, the Comptroller of the Currency (OCC) and the Office of Thrift Supervision (OTS) issued a report showing that at national banks and federally regulated thrifts, nearly 37% of homeowners were 60 or more days behind on their payments six months after receiving a modification. That re-default problem has received much attention as the national conversation has turned toward the idea of taxpayers standing...

Author: /time Magazine | Title: Will Loan Modifications Lift the Housing Market? | 2/6/2009 | See Source »

...prickly problem, though - as Dugan has pointed out - is that the available data from the OCC and OTS are rife with flaws. For instance, nowhere do servicers report what, exactly, they're doing when they modify a loan. And that, as it turns out, is an incredibly important detail since other data show that in many cases what they're doing is increasing a struggling borrower's monthly payment. The Maryland Office of Financial Regulation, which collects data on some 380,000 loans from 65 servicers, found that of modifications completed last August and September, 42% kept the monthly payment...

Author: /time Magazine | Title: Will Loan Modifications Lift the Housing Market? | 2/6/2009 | See Source »

...hour Justice League-style headquarters crammed with TVs and computers. State and local law-enforcement information systems have been linked so that suspicious activities, such as "fans" who are stalking athletes or casing power plants, will be highlighted. FBI, Secret Service and intelligence agents working in the OCC will have access to the most detailed database on terrorists ever created. For the FBI and CIA to share precious security information with other agencies at all is itself unprecedented. After touring the facilities, Homeland Security director Tom Ridge was impressed but cautious. "It's unprecedented," he told TIME. "But that doesn...

Author: /time Magazine | Title: Playing It Safe | 2/4/2002 | See Source »

Five of Columbia's crew members visited the facility yesterday and answered questions from an audience which included both OCC staff members and enthusiastic children...

Author: By Jennifer M. Siegel, CONTRIBUTING WRITER | Title: Crew Prepares For Shuttle Mission | 6/26/1998 | See Source »

Semi-circular rows of computers, electronic switchboards and unobtrusive decor make the Operations Control Center (OCC) for NASA's Advanced X-ray Astrophysics Facility (AXAF) look like a scaled-down version of the mission control rooms in movies...

Author: By Jennifer M. Siegel, CONTRIBUTING WRITER | Title: Crew Prepares For Shuttle Mission | 6/26/1998 | See Source »

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