Word: offer
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Dates: during 2000-2009
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...Dozens of randomized controlled trials later, the wacky factor is fading. E-therapy programs are being offered or tested by reputable institutions worldwide. In Australia, Swinburne's panic-online and ptsd-online have been joined by e-Couch, for mood disorders, and MoodGYM, for depression, from the Australian National University's Centre for Mental Health Research, and by the Climate suite of programs from the Anxiety Disorders Research Unit at St. Vincent's Hospital, Sydney. The Australian Department of Health is now funding Swinburne's National e-Therapy Centre for Anxiety Disorders, which will soon offer CBT treatment via anxietyonline.org.au...
Those relentless credit-card offers left in your mailbox dropped 17% in the second quarter compared with last year, according to mail tracker Synovate. Who's being ignored? The less affluent: 52% of households with income below $50,000 have gotten an offer this year vs. 66% last year. Even if you already have plenty of cards, you're not immune. Card companies are taking a hard look at customers' credit profiles, especially in the areas with the most house-price deterioration. American Express typically cuts the credit limit on about 4% of its cards each year. That figure...
...about those credit card offers. You may not feel it, but there are fewer of them going out - 1.1 million during the second quarter, down 17% from the same time last year, according to Synovate, a research firm that tracks direct mail. Who's being ignored? Well, subprime borrowers (no surprise there), but also anyone who doesn't make a lot of money: 52% of households with an annual income of less than $50,000 received at least one offer in the second quarter, compared with 66% of such households during the same period last year...
...before to include in this mix some foreign stocks and bonds. If this crisis deepens, the costs could prove so staggering to the U.S. government that the dollar might plunge or interest rates might rise. Foreign holdings won't be immune to such fallout. But they will at least offer a buffer. "Give up the ability to hit a home run to make sure you don't strike out," says Dan Moisand, a financial planner in Melbourne, Fla. That sounds pretty good right...
...picking military and academic institutions that were already doing the right kind of work and inviting them to join the new group. They went to Pasadena, where the California Institute of Technology operated its little-known Jet Propulsion Laboratory (JPL), and extended an invitation there. They made the same offer up the coast at Moffett Field, Calif., where the military operated its Ames Research Center, and also gathered up the government's missile test range at Cape Canaveral, Fla. and the Huntsville Arsenal in Alabama...