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Pawnshop companies make money by giving short-term loans to customers who offer jewelry, electronics, tools, musical instruments and other merchandise as collateral or by purchasing merchandise outright from customers at a steep discount. Loan terms are typically one to three months in length, with customers expected to cough up monthly storage and loan-servicing fees of 10% to 20% a month. If a customer fails to make a monthly payment, the pawnshop, following a grace period, can sell the item. (See the five big questions about retirement...
...admitted this year will be similar to that of last year—Harvard accepted 2175 students to the Class of 2013, an admission rate of 7 percent. The admissions office will be "very conservative" about its selection process, Fitzsimmons said, adding that he predicts Harvard will again offer admission to many students on the waiting list...
Siler, whose work was published in December in the online edition of the Journal of Gambling Studies and will appear later this year in the print edition, was not interested in poker alone but in the larger idea of how humans handle risk, reward and variable payoffs. Few things offer a better way of quantifying that than gambling - and few gambling dens offer a richer pool of data than the Internet, where millions of people can play at once and transactions are easy to observe and record. (See 10 things to do in Las Vegas...
...decision to offer a censored search page prompted an outcry from human-rights activists and some members of Congress that the company was turning a blind eye to its "Don't be evil" motto for the sake of access to the lucrative Chinese market. "Google came into the market bending some of its own rules," says Mark Natkin, managing director of Marbridge Consulting in Beijing. "It was intoxicated with the prospect of this enormous and still just-beginning-to-develop market. I think it always knew it was already having a little bit of misgiving about being in the market...
Warmth, shelter and free entertainment: it's a compelling offer for Londoners facing a chilly age of austerity. But the capacity crowd that queued before dawn to attend Britain's seven-week-old Iraq inquiry as it prepared to welcome its first headline act, former Labour premier Tony Blair's communications supremo Alastair Campbell, sought more than respite from the cold. "I'm here because I hold this man partly responsible for that terrible, terrible war," explained a retired therapist, shivering in her tweed coat...