Word: offerings
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Dates: during 1990-1999
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...their Chicago home drive their schedule. People who had left the Windy City and wanted to return to visit family just flocked to them. The Bowes did their first exchange with a Cincinnati family about nine years ago. Why Cincinnati? No special reason, Olga giggles. They got an offer; it was close; they thought they would try it. Since then, they've taken their two kids to homes in San Diego, Toronto, London--and twice to Orlando, where they swap with Floridians Jan and Stuart Omans...
...decades, few challenged the wisdom of separating risky underwriting activities from federally insured bank savings deposits. But by the 1970s the financial world had become more muddled. Merrill Lynch, for example, began to offer money-market accounts with a check-writing feature. As the lines between banks and brokers blurred, Glass-Steagall came under repeated attack, starting in the 1980s. "I spent a lot of time lobbying Congress to convince them that we needed to look beyond the parochial interests of banks, brokerages, insurance companies and mutual funds," says former AmEx boss Robinson, now investing in tech start...
...emphasis on reading and math conflicts with the "developmental" model: helping children with story comprehension before teaching them to read, and letting them discover math concepts in a tactile way, with sets of objects. But many parents like the speeded-up approach because reading and math skills offer tangible evidence of what their children are learning...
...might mean what a French kiss meant to us when we were kids," he says. Teens often shrug and say that oral sex never made anyone pregnant. Parents need to remind them, though, that it can transmit dread diseases, including HIV and the papilloma virus, against which even condoms offer little protection...
...INSURANCE With hackers seemingly able to break into even the most secure systems at big corporations, small businesses have been reluctant to take orders and credit-card payments online--fewer than a third of them do. But where there's fear, there's opportunity. A handful of insurance companies offer antihacker policies to small companies. For $1,500 a year, INSUREtrust.com covers up to $5 million for hacker-induced losses, including third-party lawsuits. Similar policies are offered by Evanston Insurance Co. and Lloyd's of London. Alas, none of these policies will bail you out when you crash your...