Word: offerings
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...state or regional exchanges would be able to attract enough enrollees to leverage for lower premiums. Alain Enthoven, a leading health-care economist at Stanford University, says these conditions would make it impossible for the exchanges to reach the "critical mass" of pooled enrollees necessary to leverage insurers to offer lower premiums. Enthoven says exchanges need at least 20% of the privately insured population to be viable, far more than would participate under the House and Senate plans. He is among a community of health-policy experts who advocated for the exchange to be open to everyone at the outset...
...clearest improvement that insurance exchanges would offer is choice. Made up of potentially millions of enrollees, exchanges would be too large for insurers to ignore; in that case they would have to start doing something that's fairly unnatural for them in the current system - compete against one another in a transparent way that consumers could understand...
...villa or one of the sprawling 4,690-sq.-ft. (436 sq m) "manors." All accommodation comes appointed in the neutral shades so beloved of fashionable properties, and features every high-tech gizmo that the urbane traveler could require. Most rooms offer views of the South China Sea. Villas and manors come with private pools and some - with an eye on long-staying guests or party planners - feature roomy kitchens. (See TIME's Global Adviser for exotic, beautiful and interesting getaways...
...stronghold of hip, culture-savvy, creative Manila - most conspicuously on Friday and Saturday nights, when avant-garde DJ sets, indie-rock gigs, poetry readings, independent-movie screenings and art-show openings spring up as if spontaneously. Yet even without an event on the cards, the compound's motley venues offer plenty of diversions. It's hard not to find joy within the expansive Grand Thrift House, tel: (63) 920 962 3079, run by a family of antique and curio collectors - expect vintage Elvis posters, brick-sized cell phones and secondhand photography books (if you're lucky, you'll find...
...told that the most joyful day in your calendar is the birthday of the Great Leader. I propose a chocolate festival in every major North Korean city to correspond with this holiday. Special packaging can celebrate the various feats of your leaders. For the first two years, we will offer our product for free, but later children will beg their parents for it, as they do now in Europe. Imagine a population of 23 million people who have never tasted chocolate, turned into a nation of chocolate lovers that will last for generations...