Word: opted
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Dates: during 2000-2009
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...There's another issue. More companies are automatically enrolling new employees in 401(k) plans. Those employees, to opt out, must fill out papers. Known as "negative election," this is a way for companies to boost plan participation, which after years of growth has topped out at around 80% of those eligible. Generally, when you are automatically enrolled, 3% of your income is taken from your paycheck and put in a money-market or stable-value fund. Brother, do such people need advice! Those are absolutely the wrong kinds of funds for long-term savings...
...transfer in the future. If an e-commerce site you bought from goes bankrupt, it could be legally required to sell your data to the highest bidder. And sites routinely sell or exchange your personal information. Privacy advocates are pushing for federal legislation requiring websites to let users opt out of sharing, as has recently happened in financial services...
Most people had no idea such sales were taking place, but the 1999 Gramm-Leach-Bliley law requires banks, securities firms, insurers and the like to allow you to "opt out," or restrict the practice of sharing these data with unaffiliated companies. By July 1, 2001, and annually thereafter, financial institutions must send you notices explaining how they handle this info. That's why you may be getting some strange-looking correspondence from your bank. The notices tend to be shuffled among other solicitations in monthly statements. The new law won't stop data sharing from happening...
...doing anything improper" by holding daily Bible-study sessions in government offices? Putting aside the separation of church and state, I wonder whose names will come to mind when Ashcroft considers raises and promotions. Will they be the names of the Muslims, atheists, Jews or Buddhists who opt out of his prayer sessions? Hardly. If Ashcroft were a manager in my business, I'd order him to stop his meetings. Hey--come to think of it, it is my business and my building! PAM WRIGHT Pasadena, Calif...
...things that are just not possible." Within limits, cosmetic surgery can temporarily mask the ravages of age and bad habits. That's clearly why demand remains high, at least until the next serious economic downturn. Given a choice between tight money and sagging skin, consumers may opt to live with the latter...