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Here's the idea: you give seniors a chance to opt out of Medicare. If they want to, you hand them a chit worth a specified amount of money and send them shopping for their own health coverage. Bureaucracy gives way to the forces of the free market. Insurance companies, in a dash to sign up tens of millions of new policyholders, come up with an array of attractive new offerings well beyond Medicare's--dental coverage, eyeglasses, hearing aids, annual physicals, prescription drugs. Everyone benefits--and at far less cost to the government...

Author: /time Magazine | Title: Issues 2000: Bush and Gore: Whose Pill Is Sweetest? | 9/18/2000 | See Source »

...qualify for a clinical trial. He knew the trial carried only a remote possibility of a cure, but he didn't want to give up. Even so, when he and Nancy totaled the cost of his pain medications--$2,250 a month--they were presented with a cruel choice: opt for hospice to save money, or go for the trial and keep paying for the drugs themselves (the Medicare hospice reimbursement includes prescriptions; Medicare generally doesn't). "So it's hospice vs. bankruptcy," said Cummins. He and Nancy chose hospice care. Bob died at home Aug. 17, before the trial...

Author: /time Magazine | Title: A Kinder, Gentler Death | 9/18/2000 | See Source »

...your part by stashing money in a 401(k) plan, you just might get drafted. That's right. A growing number of companies have begun enrolling workers in 401(k)s whether they like it or not. This isn't your dad's war. Draftees may--with written notice--opt out. But few do. The result is that plans with an automatic-enrollment feature boast enviable participation rates...

Author: /time Magazine | Title: Drafted to Save | 9/18/2000 | See Source »

Here's the idea: you give seniors a chance to opt out of Medicare. If they want to, you hand them a chit worth a specified amount of money and send them shopping for their own health coverage. Bureaucracy gives way to the forces of the free market. Insurance companies, in a dash to sign up tens of millions of new policyholders, come up with an array of attractive new offerings well beyond Medicare's--dental coverage, eyeglasses, hearing aids, annual physicals, prescription drugs. Everyone benefits--and at far less cost to the government...

Author: /time Magazine | Title: Whose Pill Is Sweetest? | 9/11/2000 | See Source »

...tough challenge, and Pedro knows that "you have to be a little lucky" to find yourself on your feet at the end of the day. But having learned about losing the hard way, he's likely to opt for the alternative...

Author: /time Magazine | Title: We Hope He Chokes | 8/30/2000 | See Source »

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