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...traditional solution in the credit-counseling business has been the debt-management plan, a three-to-five-year repayment schedule with the terms largely dictated by the creditors. Lots of debtors today are in so deep, though, they can't afford those terms. In that case, bankruptcy is one option - and bankruptcy filings, after dipping in the wake of the 2005 reform that toughened terms for filers, are rising fast. But Croxson said that something called debt settlement is likely to be the really big growth area in coming years. (See which businesses are doing well despite the recession...
...university incubators without jeopardizing the school's access to federal funding. Her cells were no ordinary stem cells, either. They were the first to be cultured on a bed of entirely human cells, an important advance in taking usable stem-cell therapies to patients. With no other option, Fisher watched her cells die. Today, she says, "is a very happy day." (See the top 10 medical breakthroughs...
...protesters were denied access to the club and were not allowed to speak to a club representative. The group that organized the demonstration is considering other means through which to further their message. One possibility is a Web site that would aim to convince alumni to withhold donations; another option may be protesting outside of other Harvard clubs in the future. Provost said these ideas were still in the “development phase.” As for their plans for further protests outside the Harvard Club of New York, Provost said, “we?...
...have negative side effects. Some of these side effects are considered to be the treatment itself: disulfirman, also known as Antabuse, which has been used with alcoholics for many years, causes hypotension and vomiting when a person has alcohol. Naltrexone, which blocks opioid receptors in the brain, is another option for chronic drinkers, but it can cause nausea...
...referee more than a star player, Obama left no doubt about who was in charge. Congress and the trade groups, he said, could haggle over the terms. But they could not obstruct the project, and they would walk away at their own peril. "The status quo is the one option that's not on the table, and those who seek to block any reform at all, any reform at any costs, will not prevail this time around," he told the group...