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...reorganization option faded after William O. Douglas (then SEC chairman, later a Supreme Court Justice) persuaded Congress in 1938 to approve more punitive bankruptcy laws, but it was resurrected by Congress in 1978 as Chapter 11 of the bankruptcy code. Since then Chapter 11 has been used to reorganize airlines, steelmakers and countless other companies in trouble...

Author: /time Magazine | Title: Don't Call It Bankruptcy | 11/20/2008 | See Source »

Rick Wagoner, CEO of General Motors, the automaker in most imminent danger of failure, gave lawmakers three reasons Chapter 11 isn't an option. First, the special financing that usually tides companies over through reorganization is so scarce right now that GM might not be able to get enough to keep functioning. Second, the stigma of bankruptcy would deter consumers from buying GM cars. Third, GM is already in the midst of a dramatic reorganization that will pave the way to a profitable future...

Author: /time Magazine | Title: Don't Call It Bankruptcy | 11/20/2008 | See Source »

There's a third option, between a no-strings bailout and Chapter 11--what some call conservatorship. It's bankruptcy-by-another-name, in which the government loans money to the automakers in return for equity stakes and concessions from creditors and workers. It's been done before--the 1979 Chrysler bailout followed such lines--but getting it right could be hard. "You're not very good at reworking companies," University of Maryland business professor Peter Morici told members of the Senate Banking Committee. "That's why we have bankruptcy courts...

Author: /time Magazine | Title: Don't Call It Bankruptcy | 11/20/2008 | See Source »

Faced with the choice of bailing out the ailing auto industry or letting it fail, Congress picked a brave third option: procrastination...

Author: /time Magazine | Title: Congress Sends Detroit Execs Back — With Homework | 11/20/2008 | See Source »

...trip over your Converse sneakers onto the dance floor? That’s right: the house party. Some people think that once you leave your dorm in Harvard Yard, you’re too old or sophisticated to go to house parties. Maybe they think the cooler option is going to a final club party. Let me enlighten you on something: they are wrong (and probably closet house partiers anyway). Why make the drunken mistakes of your first week of freshman year just once? I know that doubling the maximum capacity of a triple in Winthrop and running...

Author: By Emily S. Shire, CONTRIBUTING WRITER | Title: Love It: House Parties | 11/19/2008 | See Source »

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