Word: optioning
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...number of foreclosures that are being caused by unemployment. If you don't have a steady stream of income, you don't qualify for those loan-modification programs. People with those problems will inevitably wind up going into foreclosure. Secondly, we're going to see a whole slew of option-ARM loans reset next year. In many cases, these properties are going to be upside on the loan amount. In other words, the homes will be worth less than what's owed on the loans. The only way these loans will qualify for modifications is if the lenders took...
...SATs and the political wiles that, as head of the Democratic Senatorial Campaign Committee, helped him recruit pro-life, pro-gun Democratic candidates such as Pennsylvania's Bob Casey and Jim Webb of Virginia. For the past month, Schumer has been directing a full-court press on the public option, cajoling Reid both in private and in public. "I believe Leader Reid is leaning strongly to putting a level-playing-field, state-opt-out public option in the bill," Schumer said on Meet the Press on Oct. 25. So pointed and relentless were his arguments that at one hastily called...
...expressly to appeal to moderates, mainly by including a provision allowing individual states to opt out. His sales pitch is three-pronged. First, he says, studies have shown that government competition is the most effective means of keeping down costs. Second, polls show that most Americans want a public option; conveniently some have even begun surfacing in states like Nevada and Arkansas (Reid and Lincoln are two of the most endangered incumbents) showing surprisingly strong support. And third, Schumer has co-opted the language of state-rights, small-government Republicans. "I've never seen an issue where every Democrat really...
...compelling argument, though one he has yet to sell to his moderate colleagues and, crucially, to the Obama Administration. Schumer tried to make his case for a public option at a White House meeting on Oct. 22. But by all accounts, Obama and his chief of staff, Rahm Emanuel, remained unconvinced, preferring to salvage the support of Snowe, who favors a public plan built around a trigger - meaning if competition is found sufficiently lacking in a state, a public plan might be created for that locality...
...pass it. Even if it fails, says Senator Nelson, Schumer will have no problem adapting to the political reality. "Chuck is the most pragmatic man I've ever met," Nelson says with a laugh. Yet it's clear that Schumer is a long way off from calling his public option a lost cause just...