Word: opts
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Dates: during 2000-2009
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...kinds of human frailties are revealing how to help people change - not only through mandates or financial incentives but also via subtler nudges that preserve our freedom to make choices while encouraging us to make better ones, from automatic-enrollment 401(k) plans that require us to opt out if we don't want to save for retirement to smart meters that warn us about how much energy we're using. These nudges can trigger huge changes; in a 2001 study, only 36% of women joined a 401(k) plan when they had to sign up for it, but when...
Social norms help explain the attraction of opt-out 401(k)s as well: it's not just that we're too lazy to check a box but also that we assume the default is the accepted thing to do. Obama's push to weatherize millions of homes - another stimulus bonanza - will require new norms. In Oregon, a countywide program to upgrade windows and insulation at almost no cost to homeowners got a tepid response. But after an intense mobilization campaign - through citizen councils, churches and Girl Scouts who went door-to-door asking residents why they hadn't weatherized...
Rather than attack the slugger or even pitch him carefully, the Quakers opt to hand Rogers a free pass—a dangerous move considering Rogers went 12-for-12 in steal attempts last season...
...youth in the United States. But removing combo meals from daily lunches is certainly a step in the right direction. Several surgeons general in the last century took an aggressive stance on smoking; obesity is a similar major public health hazard and thus deserves a similar treatment. Helping students opt for cafeteria salads over chicken nuggets is an excellent place to start...
...care. Meanwhile, a second report released March 24, by the nonpartisan Economic Policy Institute (EPI) think tank, shows that implementing such a tax may actually increase the ranks of the uninsured and raise premiums for people with coverage. "Taxing health-insurance benefits would encourage the young and healthy to opt out of [risk] pools," says author Elise Gould, EPI's director of health-care-policy research. "Upon their exit, premiums would likely rise for those remaining." (Read about what your health-care plan won't cover...