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...Industrial Revolution was spawning an urban working class that had no place to put its savings. Commercial banks were mostly uninterested in small accounts, preferring to deal with businessmen and property owners. As a result, philanthropists set up savings banks for working people. In his book Savings Banking, Franklin Ornstein, chairman of Central Federal Savings in Long Beach, N.Y., traces the origins of the industry to the formation in 1816 of the Philadelphia Saving Fund Society, which was started by 25 individuals who chipped in $10 each to get it going. In the early days, savings banks invested their deposits...

Author: /time Magazine | Title: The $1.1 Trillion Trove | 5/27/1985 | See Source »

...Ronald Reagan is King of the Beltway now," counters Congressional Scholar Norman Ornstein. Reagan cannot run away from four years of his own handiwork. And Ornstein insists that members of Congress are very much in tune with their own districts and states since they live and die on that political ground...

Author: /time Magazine | Title: The Presidency: Life in the Capital Cocoon | 3/4/1985 | See Source »

...even Ornstein confesses that something odd happens when all of this ambition and money come together in the 257-sq.-mi. Beltway cooker. Being the focus of national news creates an unwarranted sense of self-importance. Economic security diminishes sympathy and understanding. The concerns of Pittsburgh and Bakersfield and a thousand other places grow more and more remote...

Author: /time Magazine | Title: The Presidency: Life in the Capital Cocoon | 3/4/1985 | See Source »

...truth is that House incumbents are difficult to dislodge; normally 90% or more of them are reelected. The reason may be that while people generally hold Congress in low esteem, they often admire their own Representative. Norman Ornstein, a professor of government at Washington's Catholic University, notes that even in a year like this, when voters are pleased with the President, "they don't have the impulse to throw the bums out. They tend to re-elect the Government." In that sense, this year's mood of satisfaction paradoxically helped many Democratic incumbents as well...

Author: /time Magazine | Title: Election '84: The House: A Silver Lining For the Democrats - Sort Of | 11/19/1984 | See Source »

...Ornstein noted the retirement of respected Republican New York representative, Barner B. Conable Jr., as an example of about a halfdozen senior House GOP members who are stepping down this year...

Author: By Paul DUKE Jr., | Title: King of the Hill | 2/28/1984 | See Source »

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