Word: out-of-pocket
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Burnette-Dubose's experience is extreme, but many American patients feel the same way - like they're just a number in line at the butcher's shop. Some patients have had enough, and those who can afford it are choosing to pay hefty premiums out-of-pocket to get more personalized, more polite service. There are now more than 1,000 doctors in the U.S. who have opened concierge, or boutique, practices, according to the Society for Innovative Medical Practice Design. They limit the number of patients they see so they can devote more time to each; accept insurance...
...spending is by poor citizens. Money is so tight that many rural Indians skip doctors and rely on advice from local pharmacists, who too often prescribe cough syrup or tablets that do nothing to help. Because only one in 10 Indians has any form of health insurance, out-of-pocket payments for medical care amount to 98.4% of total health expenditures by households, according to the PricewaterhouseCoopers study, which estimates that 20 million people in India fall below the poverty line each year because of indebtedness due to health-care needs. In Brazil and China, both countries India often compares...
...Director Robert Stevens met yesterday with representatives of CHA and the City Council Veterans Committee to discuss coordinating health services for local veterans. The DVS benefits program serves low-income veterans and their surviving spouses by paying costs not covered by state medical insurance. These costs include out-of-pocket medical expenses, insurance premiums, and fees associated with Medicare Parts B and D, which cover many outpatient services and prescription medications. The program also provides a stipend for living expenses. Unique to Massachusetts, the DVS veterans’ program is funded by individual cities, which then receive a 75 percent...
...It’s difficult to run our club on the amount of money we receive from the University,” King said, adding that the team has had to rely on fund raising, Undergraduate Council grants, and personal out-of-pocket contributions to cover expenses...
...Someone making $40,000 a year can anticipate a 4% pay increase next year. (Don't spend it all in one place.) With health-care costs expected to rise about 7%, that means at least 16% of that raise would go to higher premiums or new out-of-pocket expenses. Stated another way, your 4% raise is actually closer to 3%. Of course, employers tend to look at it differently. "It's a phenomenon we call the hidden paycheck because companies have essentially been substituting health-benefit dollars for salary and merit increases," says Ron Fontanetta of the benefits-consulting...