Word: overdrafted
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...August, Mahan cited the two-week lag in transferring money from the gift accounts to student group accounts as one of the reasons that the council bounced 95 checks—and wasted $1,873 in overdraft fees—last spring and summer...
According to council bank statements that Lurie allowed The Crimson to read, the council bounced 95 checks in the late spring and in the early summer, resulting in $1,873 in overdraft fees. The checks bounced due to delays in the transfer of funds from Harvard to the council’s bank account, a pile-up of grant requests at the end of the spring and poor monitoring of the council’s available funds...
...that the number will jump to 80,000 by 2005. Soon, as customers pay down their car loans, for example, their ATMs will suggest timely preapproved loans for a spiffy new vehicle. Or if a user doesn't have enough funds to cover a withdrawal, he could be offered overdraft protection or a loan-which is better than being told, "I'm sorry, Dave, I'm afraid I can't do that...
...nonsufficient-funds (NSF) fees continue to rise as banks pursue profits. In the past six months, the average bank fee for bouncing a check was up 2.4%, from $23.87 to $24.45. That's on top of NSF fees you may have to dish out to an angry retailer. Consider overdraft protection: though most banks charge a small fee for it, customers with several accounts may get it free...
Participants in the rally, which lasted about three hours, were entertained by Overdraft, a band that played throughout the morning and led the crowd in supportive chants...