Word: overpaying
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...needs $8 billion? That's how much consumers overpay in mortgage fees each year, according to the Department of Housing and Urban Development (HUD). Yet last week HUD withdrew a proposal that would force mortgage lenders to bundle fees into a simple binding quote that consumers could use while shopping. While consumers wait for reform, here are ways to guard against excessive closing costs, which average $700 a mortgage...
...with rapacious brokers, join the scalpers out in front of the arena or put the seats on eBay, where you could still get hung out to dry. It's the same raw deal for those hoping to buy seats to sold-out events--find a seller by happenstance or overpay the brokers and scalpers. And the teams never get a share of the increased value of a $100 play-off ticket that zooms to $500 on the street...
Scouting Report Gerald Levin was faulted for buying cable systems, but that proved a smart bet. Only thing missing is a major network, and co-chair Ted Turner lusts after NBC. But Levin, happy with the WB and cable nets, isn't eager to overpay...
...struggle between Sumner Redstone's Viacom and Barry Diller's QVC to acquire Paramount. The winner in this fight will almost certainly be a loser because the winner will overpay. Overpaying is a major symptom of show-business fever. Whatever the wishful rationalization of the day -- magazines and cable TV need the synergy of movies and records (Time and Warner, 1989); hardware needs software (Sony and Matsushita buying Columbia Pictures and MCA/Universal, 1990-91); the information superhighway needs content (everyone, 1993-94) -- it is almost axiomatic that when people come down with show-business fever, they pay a premium...
...think of our vacation in more romantic, personal terms. We're looking for sensual, extended gratification." In other words, Disney World is about tightly scripted smile-button fun for the kids; Las Vegas, despite the new theme-park accessories, remains the epicenter of the American id, still desperate to overpay schmaltzy superstars like Barbra Streisand, still focused on the darker stirrings of chance and liquor...