Word: overspenders
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Dates: during 2000-2009
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...loan company Sallie Mae. According to the report, college students own an average of 4.6 credit cards, and the mean credit card debt has increased from $2,169 in 2004 to $3,173 last year. But students who discussed credit card use with their parents were less likely to overspend, according to the report. “Students indicated that they wanted more information about smart money management and they wanted it earlier than even college,” said Patricia Nash Christel, a specialist in saving, planning, and paying for college at Sallie Mae. Christel said the credit problems...
...Coping in this new world will require adjustments by millions of Americans. We all will have to start living within our means - or preferably below them. If you don't overborrow or overspend, you're far less vulnerable to whatever problems the financial system may have. And remember one other thing: the four most dangerous words in the world for your financial health are "This time, it's different." It's never different. It's always the same, but with bigger numbers...
...July 4 (not to mention Cinco de Mayo, Bastille Day and Samoan Independence Day) before a long spell when the holidays themselves go on holiday. August is the rare month with no shared celebration in it, when we gasp along for weeks on end without collective permission to overspend, overeat and overindulge...
...similar warnings to G.O.P. leaders when they controlled Congress. "You bet I'm going to put veto threats out,"Bush said. "Of course, I want to remind you, I put a lot of veto threats out when the Republicans were in control of Congress. I said, 'Now, if you overspend I'm going to veto your bills,' and they listened, and we worked together. Whether or not that's the case, we'll find...
...Investors' concerns about the candidate's economic maturity and ability to rein in Brazil's tendency to over-borrow and overspend appear to ignore the fact that the country's erratic economic performance over the last few years has occurred on the watch of certified free-marketeers. Ideological suspicion rather than the hard reality of policies appears to be guiding decision-making in the world's financial centers in the weeks prior to the vote. Lula's supporters point to his party's successes in turning the southern state of Rio Grande do Sul, which it has ruled...