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...personal statement demonstrated a commitment to an extracurricular activity, and ended on a cheery note about personal growth. The students I work with at Henry Street have many ideas about what makes a college essay, and they are usually less comfortable. One of them, P, who came here with his brothers from Panama just two years ago, wrote about his parents’ divorce and his abandonment by his mother. P and many of his peers have never written about their tumultuous personal lives before. Their essays serve many functions that mine didn’t: venting, confiding, and forgiving...
Though he is only 17, P possesses uncommon ambition and resilience. He has come by my door, smiling, every day for the past two weeks—but his SAT scores are low enough that many colleges will not even bother to consider his vivacious essays. Fortunately, P lives here in New York City, so he has two attractive options. The City University of New York runs a strong and vast network of community and four-year colleges, which cost in-state families less than $5,000 a year. And if P’s academic performance and income fall...
...warning that asset-price bubbles that had been popped by the global recession may be reinflating. Property and stock prices are soaring in many parts of Asia: Shanghai's main stock-market index has surged about 90% this year, while Indonesian stocks are up 70%. By comparison, the S&P 500 is up 11%. (See the World Economic Forum...
...Banks are seeing some light in their trading operations (Goldman Sachs is a star performer in that category), there's more mortgage-refinancing happening, and credit-card problems may be bottoming - all good stuff, say Goldman's strategists. But there's another important reason the earnings for S&P financial stocks are looking better: many of the sickies are gone from the index, including Lehman Brothers, Fannie Mae and Freddie...
...Goldman's strategists raised their expectation for 2009 earnings 30%, and they hiked the 2010 outlook 19%. With that boost, the 2010 earnings for S&P 500 companies should be 45% higher than 2009's, Goldman says. Those hefty upward revisions, which sent investors on a buying spree, didn't come because consumers are suddenly spending more or because housing is bouncing back - neither of which Goldman asserts. The lion's share of Goldman's new optimism derives from the fact that banks look more profitable now than they did several months ago. (Read "How to Know When the Economy...