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Four months ago, the city of West Palm Beach opened its foreclosure assistance center, a one-stop shop where staffers assist besieged homeowners by calling lenders, renegotiating loans and arranging for short-sales - that is, the bank-approved sale of a house at a price below its outstanding mortgage. The center will even help cover late mortgage payments up to $10,000. Since April, the center has received more than 5,000 phone calls or visits for help; so far, 171 homes have been saved from foreclosure, and others have received various forms of help. The county is desperate...

Author: /time Magazine | Title: Local Help for Besieged Homeowners | 8/15/2008 | See Source »

...Still, partners came on board. At first, $1 million was cobbled together from a developer-contribution trust fund and other available grant money. Another $430,000 became available in HUD money. "For government, if you can do something in less than two years, it's a miracle," says West Palm Beach Mayor Lois Frankel...

Author: /time Magazine | Title: Local Help for Besieged Homeowners | 8/15/2008 | See Source »

Michael and Ingrid Webb are among the hundreds of people who sought help in West Palm Beach after they missed two months of mortgage payments. They owed thousands to their lender, which refused to refinance. Michael had expected to pay a $1,600 monthly mortgage when they first refinanced a year ago, but unexpectedly wound up paying more than $2,400 because of a higher interest rate. Savings and 401(k) accounts were depleted. They first learned about the foreclosure assistance center on their city water bill. They now pay about $200 less a month in their mortgage thanks...

Author: /time Magazine | Title: Local Help for Besieged Homeowners | 8/15/2008 | See Source »

...feed itself, and its share of world agricultural trade is much less than it was two generations ago. Globalization of agriculture - a process as old as sailing ships - means products that originated in Africa are now grown elsewhere. Coffee came from Ethiopia; Vietnam now grows more than all Africa. Palm oil was originally exported from West Africa to the industries of Europe; today Indonesia is a major producer and Nigeria a major importer. Often, donors are scrambling to make up ever bigger shortfalls in ever more desperate circumstances. The World Food Programme says emergency food aid rose from $258.1 million...

Author: /time Magazine | Title: The Cost of Giving | 8/7/2008 | See Source »

...kitchen, baby-faced Peruvian chef Pedro Miguel Schiaffino - veteran of two Michelin-starred restaurants in Italy - sources many of his ingredients (from fat river escargots to Amazonian basil) directly from Iquitos' Belém market to create dishes such as bass ceviche with sweet plantain and hearts-of-palm souffl...

Author: /time Magazine | Title: Life on the Amazon River | 8/6/2008 | See Source »

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