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...insurance cooperatives. These cooperatives would be unaffiliated with any government entity and would be self-insured - meaning cooperatives would collect premiums from members and pay out claims from those funds. Cooperative insurance plans would be available to consumers through the state exchanges that are to be set up as part of the reform plan...
...small businesses that offer their employees health insurance would be eligible for a tax credit to offset their contribution to the costs of the policies. An employer with up to 25 full-time employees whose average annual wages are no more than $40,000 would have access to some part of the credit, though only companies with no more than 10 employees who earn an average of less than $20,000 a year would be eligible for the full credit. In 2011 and 2012, the full credit would be up to 35% of a small business's contribution, and starting...
...Pharmaceutical companies would also, per an agreement struck with the Obama Administration earlier this year, cut name-brand-drug costs 50% for Medicare Part D recipients stuck in the "doughnut hole," the gap in prescription-drug coverage that exists once seniors' drug costs for the year exceed a certain amount ($2,700 in 2009). This provision would go into effect in 2010 and is expected to cost drugmakers $80 billion over 10 years. (Part D beneficiaries who get low-income subsidies, are enrolled in a retiree drug plan or earn more than $85,000 would not be eligible...
...they sustained when guards at the Gossett juvenile prison in upstate New York routinely pinned young offenders face down on the carpeted floor. The restraints were supposed to be an infrequent last resort, but according to a damning recent Justice Department report, they ended up being used regularly as part of a culture of intimidation and control, sometimes for the slightest infractions, such as speaking out of turn, slamming doors and not properly making...
...escalation by kids who feel empowered. "The staff feel alienated from state officials, who they feel are not supporting them enough," says Stephen Madarasz, spokesperson for the New York Civil Service Employees Association (CSEA; Local 1000), which represents the guards and operational staff. State officials, for their part, express frustration that despite retraining, too many of the staff continue to over-rely on force. Most observers admit that the conflict is at least in part a cultural clash between minority kids, mostly from tough New York City neighborhoods, and a largely white, nonurban staff thrown together in a combustible setting...