Word: partnerized
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...answer depends on several factors, not least of which is the reason for doing it. "If refinancing reduces your monthly payments and frees money you can apply toward principal, thereby getting the house paid off faster, that makes sense," says Mark Brown, a certified financial planner and partner in Brown & Tedstrom Inc. in Denver. It also depends on your time horizon. Planning to stay in your house 10 years or more? Then taking the extra cash from refinancing and investing it in something that has a higher rate of return can really bolster your retirement portfolio...
...African Americans. The math is simple: Wal-Mart offers stores and jobs to poor black communities that are hemorrhaging both. Meanwhile, those communities extol the virtues of Wal-Mart, offering a buffer against the company's critics. Wal-Mart CEO Lee Scott is well aware of what a business partner like Garner does for the company's profile. "I like the image," he says. "In one part of Chicago you have ... an African-American woman who demolished the existing building ... and her team, which is largely minority business subcontractors, is going to be building a new store...
...flew to Wal-Mart's head office in Bentonville, Ark. Garner was on her own personal fact-finding mission. She had read much of the press on Wal-Mart and concluded that the company had got a raw deal. She returned convinced that Wal-Mart could be a great partner for the black community. "You know what I liked more than anything? Wal-Mart has a 10-foot rule, where if a customer comes within 10 feet of an employee, you have to ask them if they need any help," said Garner. "A lot of our young people walk around...
...Mart, local residents have found a partner of the moment with which they hope to prove a point. "I'm impressed by all these young people who haven't had access to jobs, who are now excited about the opportunity," says Mary Tuff, who lives in the 37th Ward. "They say that all our young people do is just hang on the corner, but it's not true, and now we have a chance to show them." Arguments about the supposed low wages, expensive health plans and gender discrimination are almost beside the point in the 37th Ward...
...founding partner in the Creative Artists Agency, Ron Meyer left to become president of Universal Studios 10 years ago, and has weathered five different regimes at the company, now owned by General Electric. At the end of a summer marked by bleak box-office results, Meyer talked with TIME's Jeffrey Ressner about the hits, the misses and the grime on movie-theater floors...