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...White House is expected to announce today a new set of programs to shore up the market, including one that will cut the amount owed on troubled mortgages. There is also expected to be an upward bump in the cash incentives to lenders who reduce mortgage principals as part of loan modification, as well as a requirement that lenders trim monthly mortgage payments for the newly unemployed for a period of several months...
...part of the program has tight restrictions: homeowners must be current on their mortgage payments, live in the home, have a FICO score of at least 500 and qualify for a standard FHA-backed loan once the principal is reduced. Those who get a modified loan must make full monthly payments for three years for the principal to be reduced permanently. The high standards for these loan modifications suggest that the Administration hopes to head off another wave of loan defaults and foreclosures by providing help earlier in the process...
...case of the mountain gorilla is unique, in part because Virunga is a highly visible flagship park that has no trouble getting money or attention. At the same time, conservationists say it may provide a lesson: De Merode and his team essentially decided to do everything themselves, relying on the park rangers rather than the government to go after the rebels threatening the apes. Given that government troops sometimes trade with rebels or take part in the mineral and charcoal trades, they could actually be part of the problem...
...this four-part series, FlyBy will dish out the details of each House’s brain break so that you know where to go when dinner’s 8-cut jerk chicken wasn’t you were looking...
According to Douthat, political polarization leads many to shy away from choosing specific authors or texts as a required part of a curriculum out of a fear of showing a bias for one culture over another...