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Furthermore, the Federal Government's big loan-modification effort - abbreviated as HAMP - does little to help such borrowers since in many cases lenders will recoup more by foreclosing (the test any loan modification must pass). A recent Bank of America Merrill Lynch study of loan modifications at IndyMac, which provided the template for broader modification efforts, found that about 20% of subprime loans had been rewritten, while fewer than 8% of option ARMs got reloaded. (See pictures of TIME's Wall Street covers...
...Nebraska) during the health-care negotiations that Ms. Meyer rightly derides. But surely the complete unwillingness of congressional Republicans to cooperate with Mr. Obama is just as despicable. Given the constant Republican threats of filibuster, an increasingly out-of-reach supermajority of 60 Senate seats is now required to pass any kind of progressive legislation...
Should this measure pass, the state would do well to provide students who exercise the option to graduate early with productive outlets for their time. Facilitating student internships or job experience in place of 12th grade might serve to offset the negative effects of the program. Additionally, schools in Utah must ensure that these students graduate with the same educational qualifications as their peers; their three years of high school should contain as much subject matter as possible...
...heading toward a similar brand of nuclear socialism. Obama talks about massive nuclear subsidies as just one part of his larger clean-energy agenda, but he hasn't made them contingent on GOP support for that larger agenda. So the nuclear subsidies are sure to pass, while the larger agenda is likely to stall. Eventually, extravagant government largesse might create a nuclear rebirth of sorts - but it might end up strangling better solutions in their cribs or prevent them from ever being born...
...also cutting back on luxuries. "We're trying to spend less. We try to eat at home instead of in restaurants," he says. Weekly trips to the movies are a thing of the past too. But like many older Greeks, Avdelas believes this period of austerity will soon pass. Tourists will return, drawn by the news of the financial crisis and the promise of cheap deals, he says, adding, "If the sun shines in Greece, we're not worried...