Word: pasts
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...cities. Many adults lack the basic skills necessary to qualify for the high-tech jobs officials are desperately trying to attract to Michigan, which has the U.S.'s highest unemployment rate. Home values, on which property-tax revenues are based, have plunged to pennies on the dollar. Over the past decade, the Detroit schools weren't merely mismanaged. They were abandoned. (See pictures of Detroit's beautiful, horrible decline...
...that exam will receive certificates - but chances for long-term benefits are slim. As it turns out, there is little evidence that traditional efforts to boost financial know-how help students make better decisions outside the classroom. Even as the financial-literacy movement has gained steam over the past decade, scores have been falling on tests that measure how savvy students are about things such as budgeting, credit cards, insurance and investments. A 2008 survey of college students conducted for the JumpStart Coalition for Personal Financial Literacy found that students who'd had a personal-finance or money-management course...
...what the selection meant to past Persons of the Year...
...here's the catch: past studies by academics such as Meyer and Harvard's Lawrence Katz show that people are most likely to find a job just as their unemployment benefits run out. Many people use that thin cushion to wait until the last minute to act. They pass up lower-paying, less desirable jobs, or they avoid moving to take a job. Adds Davis: "Surveys show people are very pessimistic about this labor market and their job prospects, and they think it's not worth the effort to look. The generosity of benefits makes it easier to take that...
...time for me to talk about the past and to confirm what people have suspected...